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2013 (Vol. 5, Issue: 07)
Article Information:

The Dualism of Asymmetric Information in Agricultural Insurance

Xuemei Yang
Corresponding Author:  Xuemei Yang 

Key words:  Agricultural insurance, asymmetric information, dualism, game model, , ,
Vol. 5 , (07): 950-954
Submitted Accepted Published
April 08, 2013 April 29, 2013 July 05, 2013

Asymmetric information objectively exists in the insurance market, especially in agricultural insurance, which has a great impact on the insurance contract and market operation. This paper designs two game models to analyse the dualism of asymmetric information in agricultural insurance and its reasons of forming. We find that, the particularity of agricultural production, the agricultural risk diversification and the benefitsí spillover of the agricultural insurance are the main causes of asymmetric information. Therefore, this paper puts forward that establishment of appropriate agricultural insurance mode, optimization of insurance policy design and increasing investment in science and technology, increasing farmersí insurance consciousness and establishing supervision system
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  Cite this Reference:
Xuemei Yang, 2013. The Dualism of Asymmetric Information in Agricultural Insurance.  Advance Journal of Food Science and Technology, 5(07): 950-954.
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ISSN (Online):  2042-4876
ISSN (Print):   2042-4868
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