The aim of this study is to provide existing supply chain financing products with reasonable risk prevention measures. Recently banks have developed various supply chain financing business and there are large differences among industries because of their characters, development and status. By taking Chinese dairy industry as an model to analyze the characteristics of the main parts of dairy industry’s supply chain, this study analyzes the risks in the existing supply chain financing products and puts forward reasonable risk prevention measures to them. So more and more effective supply chain financing products will create a win-win a situation between dairy enterprises and banks.