Research Article | OPEN ACCESS
Entropy-Based Credit Evaluation for Mobile Telephone Customers
1Yang Zong-Chang and 2Kuang Hong
1School of Information and Electronical Engineering
2School of Arts and Industrial Design, Hunan University of Science and Technology, Xiangtan 411201, China
Research Journal of Applied Sciences, Engineering and Technology 2013 18:3447-3450
Received: January 22, 2013 | Accepted: February 22, 2013 | Published: October 10, 2013
Abstract
The arrears problem puzzled most mobile communication corporations in China. In information theory, the Shannon entropy is a measure of the uncertainty in a signal or random event. Motivated by entropy theory especially the Shannon Entropy, in this study, one called customer information entropy is defined and proposed to credit evaluation for arrearage customers of cellular telephone. The proposed customer information entropy is based on customer’s behavior attributes. Arrearage customers often include malevolent ones and non-malevolent ones. 52364 arrearage customers among a total number of 400000 ones in a mobile communication corporation are chosen for experiment. The proposed measure yields good results in its application of credit evaluation for 52364 arrearage customers in August and September. Its correct evaluation rates for malevolent and non-malevolent of the 52364 arrearage ones both are over 90.0%: among the 52364 arrearage customers, 90.75% of the non-malevolent ones, whose entropy changes is less than zero, while for the entropy changes of the malevolent ones, 95.36% is equal to zero and 1.57% is more than zero. The experimental results indicate that the entropy changes of the non-malevolent ones could be considered as negative and nonnegative for the malevolent ones. The proposed show its potential practicality.
Keywords:
Arrearage, credit evaluation, customer information entropy, entropy, mobile communications,
Competing interests
The authors have no competing interests.
Open Access Policy
This article is distributed under the terms of the Creative Commons Attribution 4.0 International License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution, and reproduction in any medium, provided you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license, and indicate if changes were made.
Copyright
The authors have no competing interests.
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ISSN (Online): 2040-7467
ISSN (Print): 2040-7459 |
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